The first thing any driver in the Sunshine State needs to know is this — Florida is a no-fault state.Though it may appear otherwise, the term “no-fault” doesn’t eliminate fault in an accident. Rather,No-fault insurance means that following a car accident, your insurance will pay for...
Florida's minimum car insurance requirements mean drivers must have at least $10,000 in property damage liability, which can pay for damage to another person's vehicle or property. Florida is a no-fault state, so bodily injury liability insurance is not required. Drivers must have at least ...
No-fault automobile insurance allows individuals to be paid for bodily injury by their own insurance company regardless of fault assigned in the accident or incident that caused the injury. No-fault bypasses much of the legal process of assigning blame to individuals involved in car accidents. ...
Florida Operates Under Its Own Unique No-Fault System There are two types of insurance systems in the United States — fault-based systems and no-fault systems. Afault-based insurance systemuses fault to determine which insurance company will pay for injury claims. A no-fault insurance system ...
The cheapest insurance rates for adults are with Geico, averaging $1,820 for females and $1,634 for males. Geico is tied at No. 4 in our rating of the Best Car Insurance Companies. That rating of large insurers doesn’t include every company in this Florida-specific article. It reviews...
The bodily injury liability protection is important because Florida is a no-fault state. Regardless of who causes an accident, the insurance policy would take care of your needs to a certain limit. The moment damage goes beyond a limit, the driver at fault must pay. If the driver at fault...
What Are Florida’s “No Fault” Car Insurance Rules? Florida is a “no fault” insurance state, which means that the insurance you purchase covers the cost of your medical expenses from the accident, regardless of who caused it. However, the driver who is found to be at fault in the ...
3 of the cheapest car insurance companies in Florida Here’s a closer look at the cheapest car insurance companies in the Sunshine State. Note that the right company for you will depend on your individual situation and needs. It’s a good idea to weigh the pros and cons of all your op...
Good and Bad Points of No Fault Car Insurance in the State of FloridaAndres A. Golden
Florida law requires that whether or not you have a driver’s license, you have car insurance on any car you own with Florida tags. If you want to legally cancel your coverage, you must turn your plates in to a DMV office. Florida is a no-fault state which means that when you are ...