By law, Florida insurance companies must offer homeowners insurance discounts to policyholders whose homes are less likely to suffer wind damage. For example, you can save money by adding storm shutters or upgrading how your roof is attached to the rest of your house. Learn more about hurricane...
HB 1049: Requires disclosing information to home buyers such as whether the properties have hadflood damageand notification that homeowners' insurance policies don't include coverage for flood damage. HB 1235: Makes a series of changes related to sexual offenders and sexual predators, including changi...
2024 Legislative Session: What changes can condo residents and homeowners expect? With the 2024 Florida Legislative Session winding down, the legislature has days to approve reforms for how Condo and Homeowners' Associations operate. Mar 5, 2024 ...
It is not uncommon for homeowners’ insurance claims to be underpaid in Florida. Insurance companies help bolster their profits by finding ways to limit what they need to pay out for claims. For example, they may argue that the damage was not covered by your policy or that you did not tak...
Homeowners insurance claims for wind damage Flood insurance claims for water destruction FEMA can help with various mitigation efforts to make your home safe, sanitary, and comfortable. This assistance may fund roof, furnace, water heater, or central electrical panel repairs. ...
The insurance industry feels that this practice causes inflated prices and fraud on the part of the contractor. Contractors, on the other hand, feel that the practice helps homeowners in choosing a contractor quicker when in need of emergency repairs. ...
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Florida’s governor has signed two bills that will provide more matching grants for homeowners and condominium associations to fortify properties against the growing threat of windstorms. Senate Bill 7028 will send an additional $200 million to the My Safe Florida … ...
for catastrophic losses. It may take years to know if the changes can stabilize the market. Bankrate dug deep into the Florida insurance industry to identify systemic issues and help you understand your options if you receive a cancellation or nonrenewal notice on your homeowners insurance policy....
Currently, the law requires insurance companies to give 120 days' notice for policy changes. The new bill, introduced by Sen. Danny Burgess, R-Zephyrhills, proposes adding an extra 45 days to that notice period. The bill would also require at ...