Annuity for retirement is a platform offering education about Annuities, types, kinds, features, and benefits. Learn the pros & cons and see if they are right for you.
The table below gives examples of annual point-to-point crediting for an annuity that’s tied to the S&P 500. It assumes the annuity doesn’t have a rate cap. Starting Index ValueEnding Index ValueChange in IndexParticipation RateInterest Earned ...
Our comprehensive resource for fixed index annuities offers everything you need from pros and cons to top recommended products and current fixed indexed annuity rates.
Fixed Index Annuity - Rates are diffferent among the insurance companies. Choose the wrong fixed indexed annuity and your interest rate returns could be below average. JEFFREY SCOTT McLEOD
A good index annuity has a high participation rate, high guaranteed minimum rate, low fees, high rate cap, and an annual reset. Weigh all of these factors when you are shopping for a fixed indexed annuity, as each insurance company strikes a unique balance. ...
The article offers information on selecting a fixed index annuity (FIA), an unregistered fixed product that relies on a specific index to provide increased interest earning potential in the U.S. Point-to-point cap, point-to-point participation and monthly point-to-point were among the interest...
What is a fixed indexed annuity? A fixed indexed annuity is a deferred annuity designed to provide growth potential based on the returns of a market index (e.g., the S&P 500® Index) while providing protection against negative returns of the same market index. In addition, they frequently...
The index annuity rate floor ensures that no matter how poorly a stock index performs in a given year, you will not see a negative return. The rate cap allows insurance companies to offer this type of guarantee. The annual return on your annuity is capped, usually between 3 and 7 percent...
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All about fixed index annuities, also known as equity indexed annuities, or FIAs. This website provides information regarding the advantages and disadvantages a fixed index annuity and planning for retirement.