Fixed indexed annuities, formerly called equity indexed annuities, are a type of deferred annuity that credits interest based on the changes to a market index, such as the S&P 500 or Dow Jones Industrial Average. Interest is credited when the index value increases, but the interest rate is gua...
Equity Indexed Annuities Aren’t No-Cost Either! In the case of equity-indexed annuities – another product often claimed to have “no costs” and “no expense for commissions paid to the insurance agent” – the reality is that the products operate in a substantively similar...
Total Return Fixed Annuities Are Not EIAsCompares total return fixed annuities with equity indexed annuities. Similarities and differences; Reason for the confusion over them; Advantages of total return fixed annuities...
Fixed index annuities Is a fixed index annuity right for you? Whether you’re looking for principal protection in down markets, the possibility of growing tax-deferred* assets for retirement income, or planning on leaving a legacy, a fixed index annuity can help with these goals. While ...
All about fixed index annuities, also known as equity indexed annuities, or FIAs. This website provides information regarding the advantages and disadvantages a fixed index annuity and planning for retirement.
A fixed indexed annuity is not a stock market investment and does not directly participate in any stock or equity investment A fixed indexed annuity may be appropriate for those individuals who want the opportunity to capture upside potential while having a level of protection from market downturns...
Fixed indexed annuities credit interest using a formula based on changes in the index to which the annuity is linked. The formula decides how the additional interest, if any, is calculated and credited. How much additional index interest you get and when you get it depends on the features of...
Allianz fixed index annuities provide the potential to earn indexed interest, without any market risk. Allianz annuities can address a variety of needs, from accumulation potential to lifetime income.
Index-based annuities are products designed to provide downside protection while still allowing some growth potential. The returns of fixed-indexed and registered index-linked annuities are tied to stock market indexes, but you don't own any of the underlying securities. By imposing caps, participati...
Fixed Index Annuities Defined Overview A fixed index annuity (also known as a hybrid or equity index annuity) is a type of annuity that grows at the greater of a) an annual, guaranteed minimum rate of return; or b) the return from a specified stock market index (such as the S&P 500...