USDA Home Loans in NC Every County in NC has a portion that qualifies as more “rural” under the USDA Home Loan Program. This is a low interest rate, no down payment program for Moderate Income home buyers. We can direct you to the maps, income limits and the other NC tax perks ava...
Some of the most popular first-time homebuyer programs include FHA loans, USDA loans, VA loans, Fannie Mae or Freddie Mac programs, the Native American Direct Loan, and Energy-Efficient Mortgages. What Is the First-Time Homebuyer Act? The First-Time Homebuyer Act is a bill proposed unde...
The biggest downside to USDA loans is the location restrictions. If you aren’t planning to live in a rural location, then a USDA loan is off the table for your homeownership needs. Additionally, the program is specifically designed for low-income home loans. To qualify, your household ...
In terms of Purchase Loan programs, we offer the following: FHA | VA | USDA | Jumbo | Commercial | Conventional Refinancing? We can help you with that, too! We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out...
VA loans and USDA loanshave no down payment requirements. Down payment assistanceloanshave payments that can bedeferred or even forgiven. FAQ Who qualifies as a first-time homebuyer? Where do I find first-time homebuyer assistance? What other type of assistance is there besides grants?
In terms of Purchase Loan programs, we offer the following: FHA | VA | USDA | Home Possible | Jumbo | Homeready | Conventional Refinancing? We can help you with that, too! We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looki...
We offer numerous loan options that either require NO Down payment whatsoever, like our special 100% financing FHA program, and zero down payment needed programs like the USDA rural housing loans, and VA home loans for our military personal, to very low down payment programs, like Homeready (...
FHA Mortgage Program:Purchase a home for as little as 3.5% down. You will need to carry mortgage insurance over the life of the loan. USDA:United States Department of Agriculture (USDA) offers two types of loans to low-income first-time home buyers looking to live in rural areas. ...
Approved for NC Home Advantage or USDA Section 502 mortgage loan Agree to complete eight hours of home buyer education and additional prepurchase counseling How To Apply Visit thefind a mortgage lenderpage on the North Carolina Housing Finance Agency website or visit your localUSDA Rural Development...
In terms of Purchase Loan programs, we offer the following: FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional Refinancing? We can help you with that, too! We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking ...