Depending on your circumstances, you may be eligible for a Federal Housing Administration (FHA) loan, a U.S. Department of Veterans Affairs (VA) loan, or another type of government-guaranteed loan. As a first-time homebuyer, you may also be eligible for special programs that allow you to...
VA loan:The VA guarantees home loans for eligible U.S. military members (active duty, veterans and surviving spouses). These don’t require a down payment, though there is afunding fee. USDA loan:USDA loans don’t require a down payment, but you’ll need to purchase in a designated rur...
Other options for first-time homebuyers How to apply FAQ If you’ve never owned a home before — or it’s been a while since you have — you might qualify for a first-time homebuyer loan or assistance. First-time buyer loans typically have more affordable rates and more flexible req...
Buying your first home can be exciting and overwhelming – which is why we have a variety of first-time homebuyer tools and resources to help you. Whether you're just starting to save or you already have a house in mind, we can help you get your keys to
We help Veterans become Homeowners. Welcome Home We’ll help you find a place you’ll love. Get Started Thinking of Buying a Home? Talk to a professional at Veteran 1st Realty about your home buying options and taking advantage of your VA home loan privileges....
Reserved for eligible veterans, active-duty military families, VA loans provide favorable terms, including low or no down payment requirements. 2025 Loan Limit: $1,500,000.00 Read more USDA Loan Options USDA loans help rural homebuyers with low to moderate incomes purchase a home with little ...
Keystone Home Loan Program First-time home buyers, veterans, and buyers in specific Pennsylvania counties can finance their home purchase with a conventional loan or one of the government-backed mortgages: FHA, VA, or USDA. You’ll need to meet the program’s purchase price and income limits....
If you qualify for a VA loan (for veterans and military members) or a USDA loan (for homes in eligible rural areas), you may not be required to come up with a down payment at all.5 During your homebuying journey, your mortgage lender can tell you the types of loans you may be ...
Our Mortgage Lenders guide you through the entire home loan process from initial exploration of financing options to the final closing. Expert guidance for First-time Homebuyers. Flexible loan options. Down payment assistance programs (restrictions apply).* All loan decisions are made locally, allowing...
VA Home Loans: Active duty service members and veterans can apply for a VA loan that provides them with benefits through the Department of Veteran Affairs, including the ability to qualify without a down payment. USDA Loans: If the home you purchase is located in a qualifying rural area, you...