As a first-time home buyer, you have access to strong incentives to help you turn your dream into a reality. Check out your options or contact us to learn more.
When it comes time to purchase your policy, make sure you get the right coverage and a great rate. One way to save on insurance is to bundle your home and auto policies. You may be able to qualify for different discounts for some security and other safety measures in your home. Over t...
Ourmortgage loan officerscan work with you to see if you qualify for any first-time homebuyer programs. Depending on your home-ownership goals, we have a lot of greatmortgage loan options for first-time buyers. Just to name a few, conventional loans can be ideal if you've been saving fo...
If you’re a first-time home buyer in Nebraska with a 20% down payment, you can get a conventional loan with a low interest rate and no private mortgage insurance (PMI). Of course, few first-time buyers have saved enough for 20% down. But the good news is that you don’t need th...
whether the policy includes a loss of use clause, covering expenses such as food and lodging if the property is uninhabitable after a disaster. Finally, remember to re-shop your home insurance at the time of renewal, as rates often rise yearly due to inflation and changes in your home’s ...
If you’re a first–time home buyer in Rhode Island with a 20% down payment, you can get a conventional loan with a low interest rate and no private mortgage insurance (PMI). Of course, few first–time buyers have saved enough for 20% down. But the good news is that you don’t ...
Congress has proposed several bills that provide tax credits and cash grants to homebuyers. Some notable bills include the $15,000First-Time Homebuyer Tax Creditand theLIFT Act, which provides ultra-low mortgage rates for eligible buyers. If these proposed bills are passed into law, they stand...
Two important components of the homebuying process are home insurance and home inspections, which go hand-in-hand. Home Insurance Application When applying for home insurance, you’ll need to provide detailed information about the property, including its location, size, age, construction materials, ...
More assistance for first-time homebuyers Even if you don't qualify for a grant, there are other programs to help you achieve your dream of homeownership: HomeOne mortgagesare backed byFreddie Macand allow first-time buyers with a credit score of 620 to put just 3% down. ...
Buying a home is often the most significant investment that a person may make in his lifetime. The United States Department of Housing and Urban Development, in addition to offering a variety of mortgage insurance programs, supports numerous programs sponsored by state and local governments and non...