We are experts when it comes to the Governments First Home Owner Grants schemes. Client Stories Discover What Our Clients Say About Us ★★★ “Hi Darren, Lu and I would just like to thank you for your assistance with our recent purchase. You were very professional and always understanding...
Buying your first home can be exciting and overwhelming – which is why we have a variety of first-time homebuyer tools and resources to help you. Whether you're just starting to save or you already have a house in mind, we can help you get your keys to
1. Looking for a home before applying for a mortgage When you’re buying your first house, it’s common to start viewing homes before ever getting in front of a mortgage lender. In today’s market, you may find that housing inventory is tight because there’s far more buyer demand than...
之前写过了FHSA的基础内容,就想接着分享一点关于这个储蓄账户的实操问题。 开这个账号的时机是一个不大不小要考虑的问题。根据联邦政府的规定,这个账户开通后15年之内一定要把钱取出来买房,不能一直把钱搁在里面享受免税增值。所以这15年的期限,就是值得思考的问题了。 众所周知多伦多/温哥华这样的加拿大主要城市...
First-Home Buyer Is a Declining Breed Median House Prices Skewed as Lower-Value Sales Drop
Buyer's Agent: As a buyer, you can hire a buyer's agent. Unlike the seller's agent, a buyer's agent's job is not to sell a particular home, but to find you a home you'd be interested in and help you along in the purchase. But finding the appropriate buyer's agent for you ...
First time home buyer? How much house can you afford? What's needed for a pre-approval? How much down payment should you have?
First-time home buyer tips Check your credit score— When you are first thinking about buying a home, one of the first things you should do is check your credit score. A good credit score can help you secure a lower mortgage rate. If your credit score needs a boost, you can help by...
Depending onhow much you can afford, your down payment could make a big impact on your monthly mortgage payments. Currently the U.S. Bank average down payment is about 11% for a first-time homebuyer. We offer several products that allow an even lower down payment percentage, though you co...
Benefits of Being a First-Time Homebuyer Buying a home is still considered a key aspect of the American dream, as a home is typically an appreciating asset that grows in value over time. Being a first-time buyer can open the door to tax breaks and federally backed loans if you don’t...