Smart Start Home Loan If you're a first-time home buyer, finding and buying a house can seem daunting in this market. We believe an affordable home is the gateway to long-term and short-term financial success, and with a Smart Start Home Loan, we can help make your dream of homeowners...
First-time homebuyer program benefits Get up to 100% loan-to-value financing.* Pay as little as $1,000 down. Private mortgage insurance is not required. Choose from fixed- and adjustable-rate options. There are no income limitations. ...
Buying your first home can be exciting and overwhelming – which is why we have a variety of first-time homebuyer tools and resources to help you. Whether you're just starting to save or you already have a house in mind, we can help you get your keys to
First-Time Homebuyer Take a closer look at buying your first home. What you should know before your big purchase and loan. Your Team Homebuying Journey Home Costs Checklist Articles Get Pre-approved We’ve got your back on the path to home sweet home....
The home’s purchase price Your credit score Available loan programs Local real estate market conditions Your debt-to-income ratio Take a look at one example: First-Time Home Buyer LoanMinimum Down PaymentDown Payment for a $400,000 houseMonthly Payment (Principal & Interest / Mortgage Insurance...
Buying your first home can be exciting and overwhelming – which is why we have a variety of first-time homebuyer tools and resources to help you. Whether you're just starting to save or you already have a house in mind, we can help you get your keys to
Many states and some cities and counties offer first-time home buyer programs, which often combine low-interest-rate loans with down payment assistance and closing cost assistance. If you meet low- to moderate-income benchmarks, you could qualify for a grant or forgivable loan that doesn’t ...
With a low down payment, mortgage insurance will be required, which increases the cost of the loan and will increase your monthly payment. Talk with a home mortgage consultant about the loan amount, type of loan, property type, income, first-time homebuyer, and homebuyer education requirements...
How much do you know about buying your first home? We've put together a quiz where you can test your knowledge. Good luck ! Take our First Time Buyer Quiz !! Mortgage Calculator Our mortgage calculator will help you understand the effect of different interest rates and loan terms on ...
What Is the Average Interest Rate for a First-Time Homebuyer? Interest rates depend on various factors, including credit scores, down payment amount, type of loan, and market conditions. There is no data to indicate that first-time homebuyers pay higher or lower interest rates than experienced...