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Your adjusted gross income (AGI) is an important number come tax time, especially if you're planning to e-file. Not only does it impact the tax breaks you’re eligible for—your AGI is now also a kind of identification.
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employed borrowers have to jump through more hoops to get a mortgage. If you are self-employed, expect to pay higher interest rates than what you see online; those rates are for borrowers who are considered more creditworthy because of their steady, verifiable incomes and excellent credit scores...
which require the regular use of credit and a track record of on-time payments. Fortunately for such borrowers, a new method to measure creditworthiness, known as VantageScore, has emerged to compete with FICO. The following tips can enable homebuyers to findmortgage lendersthat use VantageScore...