pay death benefits to beneficiaries even in cases where they knew, or should have known, the policy holder was deceased. It was also found that in many cases underwriters continued collecting policy premiums by deducting payments from the cash value of the policies, until all equity was depleted...
2. Life Insurance Policies If you're looking for an unclaimed life insurance benefit perhaps belonging to a deceased parent or guardian, look at the National Association of Insurance Commissioners' life insurance policy locator. Also, check out the U.S. Department of Veterans Affairs un...
If you’ve done all this and you still can’t find out whether or not someone had a life insurance policy, you’re going to need to go a bit more in-depth. There are many websites that you can use to search forunclaimed insurance policiesthat are still valid. Some of these includeu...
life insurance policies, your father's will and similar documents. If you're fortunate, your father will have kept these documents neatly in a filing cabinet or desk drawer. However, you may need to look through any stacks of papers that have been left and open any mail. ...
Contact the insurance companies with whom the decedent had other types of insurance, such as auto, property or medical. The relative might have purchased life insurance from one of these companies. You can also try the decedent's bank. Many banks now offer life insurance policies through an af...
Although on the face of it, Over 50s life insurance policies can seem very straightforward, there are a number of factors that vary between plans that are important to compare. Some Over 50s life insurance plans provide better value for money than others. Here we describe the key ...
Missing Inheritance Search - Find unclaimed life insurance, IRA and 401k retirement plans, bank accounts, savings bonds, stock and mutual funds owed deceased family members.
You may be asked for their causes of death, if they are deceased, and whether they have or have had any diseases that can be hereditary, such as cancer, heart disease, diabetes and so on. By asking these questions, the insurance company is trying to assess your risk of developing one ...
Millions of family members are totally unaware they’re entitled to collect missing moneys owed deceased relatives, who passed on without leaving an updated will or complete financial records.It's estimated 25% of life insurance policies are never paid, because it's up to heirs to notify the ...
major life insurance carriers or your state's Department of Insurance have no record, call your state's Department of Revenue, as the benefits may have already been turned over to the state as unclaimed property. Also check with states where the deceased lived previously or at the time of ...