For small business owners and startup entrepreneurs, few things are as vital as investments. Without proper capital in place, it can be extremely difficult to grow a business in the crucial early years. While we’d all love to be approached by a mysterious benefactor or get an investment on...
Businesses with no employees, such as sole proprietorships and single-member LLCs, typically don't need an EIN. Independent contractors don't need one either. However, small businesses that have at least one employee do need an EIN. Although businesses without employees aren't required to have...
Any basic banking transaction requires both a routing transit number and an account number, whether you're writing a personal check, initiating an electronic payment, or setting up adirect depositfor your paycheck from work. The routing number is always first and the account number follows. ...
It’s tax season and that means you’re likely receiving a lot of tax documents in the mail. When you go to file your taxes online or with an accountant, it can get a little cumbersome entering all that information manually, not to mention keeping all your paper files organized. Luckily,...
Learn Excel for a New Career Excel is the backbone of any office job, from finance to business, tech to nonprofits. It’s an essential component of almost every computer-based job. Excel is how professionals outside of the data science sphere interact with data. It’s used almost daily in...
This can give an indication of your capital structure and the financial health of the company. When the ratio is calculated it can also help others decide if they want to invest in your business. When to use the debt-to-equity ratio There are a number of uses for a business’ D/E rat...