个人的财务规划
Personal Financial Planning 个人理财规划 PersonalFinancialPlanning CIE3M Overviewofwhat’sahead…Financialplanningprinciplesandeconomicissuesrelatedto…•Budgeting•Saving•Investing Goal=Financialliteracy:Thepossessionofknowledgeandunderstandingoffinancialmatters.Oftenpertainstopersonalfinanceareaslikeinvestingandsaving....
Personal financial planning-个人金融规划 Chapter1 Understandingthefinancialplanningprocessandprofession Therewardsofsoundfinancialplanning •Maintainandimprovestandardofliving.•Controlspendinginordertolivewelltodayandtomorrow!•Accumulatewealth.Averagepropensitytoconsume •Thepercentageofeachdollarofincomethatisspent,...
个人财务筹划 Personal Financial Planning(可编辑).doc,个人财务筹划 Personal Financial Planning Personal Financial Planning This page intentionally left blank. Personal Financial Planning G. Victor Hallman, Ph.D, J.D. Member of the Pennsylvania Bar and Lec
The process of creating a personal financial plan can be broken down into a series of steps. Let’s start with the first step of the financial planning process. Step 1: Take an inventory of your finances What is the first step in financial planning? It’s a fact-finding mission as you...
personal Conduct financial pactions Planning ten steps Step one: make up your mind to start managing yourself. In general, people think that "money management" is equivalent to "no money", and then think that financial management will reduce the enjoyment and quality of life. ...
PayneAssistantElizabethAssistantA.AssistantDubofskyAssistantDavidAssistantA.AssistantSussmanAssistantLyleAssistantCPA JournalPayne, E. Dubovsky, D.A & Sussman, L. (2010). The personal in financial planning. The CPA Journal, September, 58 - 62.
Personal financial planning works with you not just for you.A good advisor comes along side you and partners with you. Your involvement throughout the process is necessary to make it customized. Personalized financial planning begins with your life goals.A good advisor understands your goals, situa...
Harold Evensky, chairman of US financial planning firm Evensky & Katz, says that in his almost four decades of experience, most clients who trade tend to get things wrong. “The day trader or hobby trader is someone who typically exhibits an extreme level of overconfidence,” he says. ...
Create a Personal Financial Inventory Your financial inventory is important because it gives you a snapshot of the health of your bottom line. The annual self-check-in should include the following: A list of assets, including items such as youremergency fund, retirement accounts, other investment...