Financial literacy has recently been garnering widespread attention, as it is acknowledged to be of great importance to consumer welfare since retail investors have increasingly exposed themselves to more complex financial markets. In their proposed theoretical framework for financial literacy, Lusardi and...
Theoretical Framework: The valuable impact of digitalization of banks on the rationalization of the local financial system. Along with this, financial literacy was highlighted in both the domestic industry and the international market which caused sustainable development. Method: The data was collected ...
Purpose: To study and quantify the impact of financial literacy on the decision to use a mobile payment application. Case study of households that have just escaped poverty in Hanoi. Theoretical framework: The foundation for building a theoretical framework is the content of p...
contributes to the enrichment of human capital theory and entrepreneurship theory within the realm of household finance, providing valuable insights into the theoretical understanding of the relationship between financial literacy and entrepreneurial behavior. Thirdly, in mechanism analysis, our study is the ...
The Economic Importance of Financial Literacy: Theory and Evidence This paper undertakes an assessment of a rapidly growing body of economic research on financial literacy. We start with an overview of theoretical research... A Lusardi,OS Mitchell - 《Journal of Economic Literature》 被引量: 1323...
In this survey, we review the voluminous body of literature on the measurement and the determinants of financial literacy. Wherever possible, we supplement
Therefore, this research assessed the associations between fintech adoption, financial literacy, and access to finance and their impacts on a firm's sustainability performance. The findings revealed that a firm's adoption of financial technology would positively and Theoretical implications Despite the ...
This study investigates how financial literacy and behavioral traits affect the adoption of electronic payment (ePayment) services in Japan. We construct a financial literacy index using a representative sample of 25,000 individuals from the Bank of Japa
FL- Financial Literacy; FSE- Financial Self-efficacy; FA- Financial Awareness; FE- Financial Experience; FS- Financial Skill; FWB- Financial Well-being Source: AMOS Out- put Results and discussion SEM The proposed research framework has been gauged by developing a structural model in AMOS graph...
(Fligstein and Goldstein2015). Scholars have revealed three aspects of the factors affecting individual involvement in financial markets. The first aspect focuses on the personal level, and numerous studies have shown that factors such as individual financial literacy (Xia et al.2014; Aren and ...