Advanced diploma 0.09 ⁎⁎⁎ 0.06 Bachelor degree or higher 0.21 ⁎⁎⁎ 0.12 Sex (1 if male) 0.50 0.49 Indigenous (1 if yes) 0.02 ⁎⁎⁎ 0.08 General health (from the SF36) 65.64 ⁎ 63.97 Index of social support 11.51 ⁎⁎⁎ 9.42 Personality traits Openness to exp...
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The results show that although majority respondents (more than 60%) have an academic degree of Diploma or Bachelor, the level of financial knowledge is poor among B40 group. Hence, it is deduced, traditional educations are not enough to gain financial knowledge when the individuals are other th...