The insurance sector, particularly its financial aspects, is an expanding area of research. Building on the work of Koijen and Van Nieuwerburgh (2020), who highlighted how life insurers could use the potential financial benefits ex ante to fund expensive cancer treatments like immunotherapy, I make...
By leveraging a proprietary big database of health and mortality information from a large U.S. life insurer, I use machine learning techniques to quantify the benefits and use a rational addiction model to calculate the costs associated with these programs. The estimated net benefit available to ...
Provides information on balancing equity and financial benefits in a health care reform. Aim of stimulating competition among health insurers; United States national health insurance program designed to promote fairness in sharing financial burdens; Basis of the guidelines of the Ljubljana Charter on Refo...
The PhilHealth also reported that the agency paid P101.7 billion for the social health insurance benefits of its members, which expanded by 2.7 percent compared to the P99 billion it recorded for 2015. IC starts building up health insurance database as part of push for reform measures Community...
The improvement in health will probably depend on who shares and the nature of those benefits. We found implementing DRGs payment reduces spending of medical insurance fund and save public health resources, whereas more health care costs are shifted concomitantly to elderly patients. That means ...
Smaller proportions were covered at least in part for other health care costs, usually after payment of deductibles and coinsurance. Consumers got back 87 percent of their premium dollars in the form of benefits. The rise in premium income in 1974 lagged 4 percentage points behind the growth in...
The risk of high financial burdens varied by the type of insurance among the insured due to differences in benefits among the five separate public schemes that provided health insurance in the pre-reform period. Our results are robust to three alternative specifications of the burden measure and ...
Health Insurance Benefits The largest financial benefit of getting married may be the chance to benefit-shop for health insurance. Each spouse has access to the other's plan and can sign up for the better or cheaper of the two. Generally, coverage can be changed in the 60 days following th...
Accident and Health Benefits Accident and Health Insurance Accident Frequency Accident Insurance Accident Prevention Accident Severity Accidental Death and Dismemberment Insurance Accidental Death Benefit Accidental Means accommodating party Accommodating Transactions ...
Disability benefits Interest and dividends Rents and royalties Retirement income Salaries/wages Social Security Tips General expense categories include: Childcare/eldercare Debt payments (car loan, student loan, credit card) Education (tuition, books, supplies) Entertainment and recreation (sports, hobbies...