Unlike withflooding, a standard homeowners' policy covers destruction and damage caused by fire, including wildfires, and astandardrenters' insurance policy covers the renter's personal belongings, accordingtothe Insurance Information Institute. The optionalcomprehensivepart of a standard auto...
Homeowners insurance termDefinition Actual cash value (ACV) Actual cash value is an item’s worth after depreciation. Replacement cost value (RCV) Replacement cost value reimburses the costs to repair or replace your home at current market value, excluding deductions for depreciation. Insurance to ...
Homeowners insurance termDefinition Actual cash value (ACV) Actual cash value is an item’s worth after depreciation. Replacement cost value (RCV) Replacement cost value reimburses the costs to repair or replace your home at current market value, excluding deductions for depreciation. Insurance to ...
With hard-hit communities still cleaning up from the devastating storms, many homeowners now face another challenge — negotiating the insurance process to ensure their reconstruction costs are covered and repair work is completed in a timely manner. Here are some key tips when it comes to filing ...
Who can use "married filing separately"? Any legally married couple can opt to file their tax returns separately. The "married filing separately" status doesn't come with any tax penalties but you might miss out on some tax breaks and end up with higher taxes. ...
The process of filing an auto insurance claim starts at the scene of the accident. When looking at how to start a claim, there are a few steps you may want to take immediately after the accident up until your insurance claim is completed. ...
You paid more than half the cost of keeping up a home for the year. Expenses for home upkeep include groceries, rent or mortgage payments,homeowners insurance, property taxes, repairs, utilities, and otherhome maintenance fees.3 As noted above, you get all the advantages of being married and...
Razzi, Elizabeth
you may be able tofile a claimagainst your homeowners’ insurance policy. Many homeowners are eager to contact their insurance company as soon as possible to begin the claims process and to get their home repaired as soon as possible. However, it may be wise to walk through a few important...
Homeowners have a legal obligation to make their homes and property safe for people invited onto the premises. This duty of care includes making sure the furniture inside and outside the home is reasonably safe from problems that could cause injury. The homeowner should know someone could get hu...