And if you get a bonus or another unexpected windfall, consider setting aside at least a portion of it for your retirement savings. Keeping track of your 401(k)s It may be surprising, but it's not uncommon for people to forget about 401(k) plans from previous jobs. Audit your ...
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Another strategy is to start by contributing at least enough to meet an employer match, and then if you get a raise or annual bonus, add all or part of these funds to your workplace savings plan or individual retirement account until you have reached the annual contribution limit. Short-...