The new trending scores will hopefully help in a situation like mine, showing I was paying everything down and off and scoring me appropriately for it. Having said all that, the score is just a number and doesn't dictate likelihood of approval. Lenders will always use their ...
Bank of America canceled the card due to the insufficient funds for Credit Revoked. I called and explained the problem to customer service and talked to some people who explained the system to me. I can write and ask to have the card reinstated (probably will) but they can not rescind ...
DFS again insisted that Resurgent has the account. It didn’t matter how many times I explained that Resurgent stated that it had returned the account to Dell in
Can Arkaliexplained that each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing. We saw a substantial increase in the first year of the pandemic when the average FICO® Score rose five points from 708 ...
"China has huge problems with legal compliance so the regime conclusion was that since existing methods of generating compliance were not sufficient, they would step up their game with extra punishment," Creemers explained. "The system merely uses information the governme...
First, Liz explained to me my Credit Sesame score. “It is true that the scores many consumers get aren’t FICOs, and these ‘consumer education’ scores can be 30 to 100 points higher than your FICOs.” Okay, great! Consumer education scores. That helps a ton! I quickly began to re...