Here’s a breakdown of the loan limits to keep in mind. FHA loan limits 2025 Single-family home 2-unit property 3-unit property 4-unit Low-Cost Area $498,257 $637,950 $771,125 $958,350 High-Cost Area $1,149,825 $1,472,250 $1,779,525 $2,211,600 ...
FHA loan limits have increased 2025. The new baseline limit — which applies to most single-family homes — is now $524,225. That’s an increase of nearly $26,000 over last year’s FHA loan limit of $498,257. Caps are even higher in areas with expensive real estate, where FHA loan...
Florida FHA loan limits and maximum mortgage amounts have been adjusted upward for 2025, in response to rising home prices nationwide. In Florida, the 2025 FHA loan limit for a single-family property will range from $524,225 to $967,150, depending on the county where the home is located....
Loan Limits Vary by Location The Federal Housing Administration sets FHA loan limits annually based on county-specific housing costs. These limits help make homeownership more accessible in both lower- and higher-cost areas. 2025 FHA Loan Limits For 2025, FHA loan limits for single-family homes a...
FHA loan limits FHA loans have limits on how much you can borrow depending on the type of property you’re financing and where you’re buying. In 2025, the FHA loan limit for a single-family home in most counties is $524,225, but it can be as high as $1,209,750 in higher-cost...
One of the most flexible loan types for both first-time and repeat home buyers, FHA loans requires just 3.5% down and have lenient credit guidelines.
What Are the Federal Housing Administration Loan Limits? FHA loans have limits on how much you can borrow. These are set by region, with lower-cost areas having a lower limit and high-cost areas having a higher one. For 2025, the limits range from $524,225 to $1,209,750, which the...
FHA loan limits No matter what type of FHA loan you're seeking, there will be limits on the mortgage amount. These limits vary by county. FHA loan limits in 2025 range from $524,225 to $1,209,750. Low-cost county limit: The upper limit for FHA loans on single-fam...
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An FHA loan could make it easier to realize your dream of homeownership. Read our article to understand what FHA loans are, how they work and how to get one.