The maximum FHA loan limit for a 1-unit property in a high-cost county is $1,209,750. And there are “special exception” loan limits in Alaska, Hawaii, Guam, and the U.S. Virgin Islands. In these areas, FHA caps single-family home loans at a surprising $1,814,625. ...
For 2025, FHA loan limits for single-family homes are: Low-cost areas (floor):$524,225 High-cost areas (ceiling):$1,209,750 These amounts vary based on housing costs in different regions. If you’re unsure about the limit in your county, you can check FHA’s official loan limit sea...
FHA RAISES LOAN LIMITS FOR COUNTYSUSAN FARMER
Loan variantLoan limitMinimum loanEligible upgrades Standard 203(k)FHA loan limits for the county where property is locatedNo minimumMajor renovations: roof, plumbing, accessibility changes Limited 203(k)Up to $35,000At least $5,000Minor non-structural upgrades: paint, new appliances ...
View the current FHA and conforming loan limits for all counties in West Virginia. Each West Virginia county loan limit is displayed.
What this comes down to is that you need to find a lender who can handle both an FHA loan and the down payment assistance program. “Just because the county is giving somebody down payment assistance, that doesn’t mean the borrower can go online and search for the best lender,” Helali...
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