An FHA loan could make it easier to realize your dream of homeownership. Read our article to understand what FHA loans are, how they work and how to get one.
Caps are even higher in areas with expensive real estate, where FHA loan limits now reach well above $1 million. The Federal Housing Administration raised its lending limits to keep pace with home price inflation. With these higher limits, borrowers have access to a wider range of homes using...
FHA loans may offer homebuyers more flexible lending requirements and a lower down payment. Learn how to get an FHA loan, the pros and cons and how to qualify.
FHA loan limitsFHA loans have limits on how much you can borrow depending on the type of property you’re financing and where you’re buying. In 2025, the FHA loan limit for a single-family home in most counties is $524,225, but it can be as high as $1,209,750 in higher-cost ...
What Is the Max Amount You Can Get From an FHA Loan? That depends on where you plan to buy and on your ability to repay the loan. The maximum amount anyone can borrow from the FHA varies by region. For 2025, loan limits for a single-family home, for example, range from $524,225...
FHA Loan articles and updates for first time homebuyers, homeowners looking to refinance an existing mortgage, and anyone looking to learn how to buy a home with a low down payment mortgage.
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Unique FHA House Loan Programs Ensure Fair Lending 203b: FHA's single family program which provides mortgage insurance to lenders to protect against the consumer defaulting. The 203(b) is used to finance the purchase of 1 to 4 unit homes. ...
Loan variantLoan limitMinimum loanEligible upgrades Standard 203(k)FHA loan limits for the county where property is locatedNo minimumMajor renovations: roof, plumbing, accessibility changes Limited 203(k)Up to $35,000At least $5,000Minor non-structural upgrades: paint, new appliances ...
subprime lendingmortgage originationshome purchaserefinanceFHA loan limitsWe analyze originations of mortgages guaranteed by the Federal Housing Administration (FHA) and of subprime mortgages鈥攍oans that dominate the non-prime mortgage market for riskier borrowers. Using home purchase and refinance loans ...