An obvious way to reduce your annual credit card costs is to opt for a card without an annual fee. Saving hundreds of dollars each year may seem pretty straight forward, but there are still some important factors to consider when deciding if a no annual fee credit card is the right choice...
Compare our best fee-free 0% balance transfer credit cards with Uswitch. Transfer your debts to a new card with no upfront fees. Find a 0% balance transfer credit card now.
What is a balance transfer fee? A balance transfer fee is what your issuer charges when you transfer debt from one loan or credit card to another. These fees are usually a percentage of your total transferred debt, and they’re required to take advantage of balance transfer offers — the ...
So the ideal balance transfer credit card would have a $0 balance transfer fee, as well as a $0 annual fee and a long 0% intro APR period. At one point in the mid-2010s, such "triple-zero" cards weren't too difficult to find, and several major issuers made such offers available, ...
Most balance transfer offers come with a small fee Typically it’s 3% of the transfer amount with a dollar amount minimum So if you transfer $2,500, the fee might be $75 This makes your total outstanding balance $2,575 A balance transfer credit card can be quite handy if you’ve got...
Balance transfer credit cards One thing to look for in a good balance transfer card is a lengthy 0% APR introductory period that applies to balance transfers (and not just new purchases). TheWells Fargo Reflect® Cardoffers an introductory 0% APR period for 21 for both purchases and qualify...
1. Navy Federal Credit Union Platinum Credit Card Navy Federal Credit Union Platinum Credit Cardrequires a membership with the Navy Federal Credit Union, but it offers many benefits, especially if you have high credit card balances. With no balance transfer or annual fee, it’s easy to save ...
Looking to pay off any remaining credit card debt? 📈Shopping around for the best balance transfer offer can save you thousands of dollars in interest. Below is a freshly updated list of the best 0% APR balance transfer offers. I try to include both the big banks and lesser-known credit...
If you prefer to work with a major credit card issuer rather than a credit union, you may still be able to score a good balance transfer deal. Fee-free balance transfer offers are rare from the big banks, but they do exist. The power of fee-free balance transfers Transferring ...
People often use balance transfers to move high-interest debt to cards with lowerinterest rates. This is especially true when the credit card company makes an introductory offer or no or low interest on balance transfers for new customers. Alternatively, you can use a balance transfercheck, which...