If you have completed at least 18 months of service and meet the requirements for disability, you may receive benefits from all three parts of your retirement plan.15 Early Retirement Early retirement can include retiring at the federal minimum retirement age (MRA), which,...
In other words, you retire with an MRA + 10 retirement but you postpone your pension to avoid the 5%/year penalty that normally applies. Deferred Retirement To qualify for a deferred retirement, you need at least 5 years of service. However, you will not be able to receive health insurance...