The Federal Direct Loan Program provides low-interest student loans to post-secondary students (undergraduates and graduate students) and their parents. The William D. Ford Federal Direct Loan Program, managed by the United States Department of Education, is the only government-backed student loan pr...
PLUS loans from the Federal Family Education Loan program Some FFEL consolidation loans and direct consolidation loans Federal insured student loans Guaranteed student loans National direct student loans National defense student loans Parent loans for undergraduate students Auxilia...
In addition to the parents of undergraduate students, PLUS loans are available to graduate and professional students. Direct Consolidation Loans When it comes time to repay student loans, the government offers direct consolidation loans, which you can use to combine two or more federal education loan...
Direct PLUS Loans Direct PLUS Loans are a type of federal student loan designed to help graduate or professional students and parents of dependent undergraduate students cover educational expenses. A credit check is required, although there are flexible eligibility criteria. If the student has received...
Federal Direct Stafford Loan Federal PLUS Loan (education loans for graduate students and parents) Perkins Loan Parent PLUS Loan Grad PLUS Loan Grants Work-Study Programs Receiving Your Federal Loan Generally, you will receive your loan money in at least two payments called disbursements, and in mo...
Direct PLUS Loans: PLUS Loans are offered to graduate students and parents of dependent undergraduate students, and they’re the only type that doesn’t have a dollar-amount cap on how much you can borrow. The cap is based on the cost of attendance minus other financial aid you receive.Ben...
Type Subsidized or Unsubsidized Interest Rate Undergraduate Student Borrowers Both 5.05% Graduate or Professional Student Borrowers Unsubsidized 6.60% Parent Plus Loan Unsubsidized 7.60% Federal Government Student Loans Maximum Limit With subsidized student federal government student loans, the U.S. ...
a•Stafford Loan Application[translate] a•Stafford Loan Entrance Counseling and Master Promissory Note[translate] a•Perkins Loan Application and Change Form[translate] a•Perkins Loan Cancellation Information[translate] aFederal Direct Graduate PLUS Loans[translate]...
Direct PLUS loans for graduate and professional students Direct PLUS loans for parents of students attending loans Other things to know about federal student loans They carry fixed interest rates. The amount you can borrow is limited. Repayment options include income-based plans, waivers, deferrals ...
Direct Unsubsidized Undergraduates, graduates, and professional students Parent PLUS Parents of dependent undergraduate students with no adverse credit history Grad PLUS Graduate and professional students with no adverse credit history Consolidation Loan Most borrowers with federal student loans Check out our...