Bank. The product must be an insured product. The amount of the deposit cannot exceed the protection limit.The following table provides a snapshot of FDIC-insured products and their protection limits. See the FDIC handout (PDF) for additional details....
求翻译:FDIC-insured bank是什么意思?待解决 悬赏分:1 - 离问题结束还有 FDIC-insured bank问题补充:匿名 2013-05-23 12:21:38 FDIC保险的银行 匿名 2013-05-23 12:23:18 储蓄保险公司保险银行 匿名 2013-05-23 12:24:58 FDIC被保险人银行 匿名 2013-05-23 12:26:38 美国联邦存款保险公司...
Banks must be able to prove that they meet certain eligibility requirements to qualify for FDIC insurance, which is funded by payments from covered banks. In the rare event of a bank failure, those funds are used to reimburse the insured accounts of customers at that bank, with certain limits...
The FDIC provides separate insurance coverage for deposit accounts held in different categories of ownership. You may qualify for more than $250,000 in coverage at one insured bank if you own deposit accounts in different categories. Accounts Individual...
Estate accounts A Sample Scenario Product/Type Balance Amount Insured Uninsured Amount John Smith Single Account 1 Checking Interest-bearing $125,000 $125,000 N/A John Smith Single Account 2 Savings Interest-bearing $125,000 $125,000 N/A ...
If a bank fails, customers are at risk of losing unprotected funds. Funds may be unprotected if they’re held in a non-FDIC-insured institution, if they’re held in accounts that do not qualify for protection, or if the funds exceed the $250,000 limit. ...
At Umpqua Bank, your deposits are covered by the FDIC for up to $250,000 per depositor.* You may have more coverage depending on the ownership of your accounts. Single ownership accounts are insured up to $250,000 per owner Joint ownership accounts are insured with at least $500,000 (Up...
Money market deposit accounts (MMDAs) Time deposits such as certificates of deposit (CDs) Cashier's checks, money orders, and other official items issued by a bank The FDIC does NOT cover (even if purchased at an insured bank): Stock investments ...
The FDIC Standard Maximum Deposit Insurance Amount for deposits is $250,000 per depositor, per insured financial institution, for each account ownership category. Coverage Over Basic Insurance The FDIC provides separate insurance coverage for deposit accounts held in different categories of ownership. It...
Multiple accounts held in the same bank under the same account holder's name are added together for purposes of determining the amount of insured deposits, so a person with two accounts at the same bank totaling $300,000 would have $50,000 unprotected. However, deposit limits are separate fo...