美国联邦存款保险公司(英文:Federal Deposit Insurance Corporation,缩写:FDIC),是一个在大萧条时期由美国联邦政府创办、为商业银行储蓄客户提供存款保险的公司。目前为每一银行每一存款人普通账户最高保险额一般为 25 万美元,个人退休账户(Individual Retirement Account,简称 IRA)最高保险额为 25 万美元。
(meaning your ownership of that $500,000 is $250,000), plus a retirement account such as an IRA which has a swept cash balance of $250,000 at Charles Schwab Bank, then FDIC insurance would cover a total of $750,000 for you, plus the $250,000 owned by the other owner of your ...
The standard FDIC deposit insurance amount is up to $250,000 per depositor, per bank, for each account ownership category. That maximum applies to all the banks you have an account with, as long as the bank is an FDIC member. (Discover Bank is anFDIC member.) You can use theFDIC’s ...
FDIC to Increase IRA Coverage.Reports on the approval of the U.S. Federal Deposit Insurance Corporation's board to an interim rule to increase deposit insurance coverage on certain retirement accounts in March 2006.PulizziHenryJ.EBSCO_bspWall Street Journal Eastern Edition...
Save for retirement with an IRA Savings Account or IRA CD. In addition to helping you plan for your future, aretirement accountcan help you increase your FDIC insurance coverage—retirement accounts are insured up to $250,000. Add beneficiaries to your accounts. ...
FDIC Coverage insures all TD Bank's deposit accounts, including checking, savings, money market accounts and CDs, up to the FDIC Insurance Limit.
BobIRA Account$250,000 Total Deposits$1,250,000 Amount Insured$1,250,000 *Additional coverage may be available to you depending on the ownership status of your account. Talk to your local banker for details. Calculate your FDIC insurance coverage ...
Certain Retirement Accounts (including Individual Retirement Accounts, also known as an IRA) Not all retirement accounts are FDIC-insured. Talk to your broker/advisor for more information. How Much Does FDIC Insurance Cover? The standard deposit insurance amount is $250,000 per depositor, per FDIC...
TheFederal Deposit Insurance Corporation(FDIC) was started during the Great Depression to prevent runs on banks and to provide for an orderly transition when banks fail. Before then, you had better pick your banks carefully, because if they went bust, you were hosed. Currently, the FDIC insure...
While FDIC insurance limits have been set at $250,000 since 2008, it’s alwayspossible that the insurance limit could be increasedin 2023 or down the road, according to Bankrate. Whether or not that happens in the near future will likely depend on how the current economic and political situ...