联合账户（Joint accounts）；可撤销信托账户（Revocable trust accounts）；不可撤销信托账户（Irrevocable trust accounts）；雇员福利计划账户（Employee benefit plan accounts）；公司／合伙企业／非法人社团账户（Corporation/partnership/unincorporated association accounts）；政府账户（Government accounts）。哪些是不会被F...
Joint accounts (accounts with more than one owner with equal rights to withdraw) Revocable trust accounts (containing the words "Payable on death", "In trust for", etc.) Irrevocable trust accounts 员工福利账户。Employee Benefit Plan accounts (deposits of a pension plan) 商业账户。Corporation/Part...
A primer on FDIC insurance of trust accountsWhitakerG. Warren
Irrevocable Trust accounts $250,000 for the non-contingent interest of each unique beneficiary. Funds representing contingent interests are insured up to $250,000 in the aggregate. Employee Benefit Plan accounts $250,000 for the non-contingent interest of each plan participant Corporation, Part...
The FDIC provides separate insurance coverage for deposit accounts held in different categories of ownership. You may qualify for more than $250,000 in coverage at one insured bank if you own deposit accounts in different categories. Accounts Individual...
Koontz explains that this protection applies to the accounts of individuals, families, and businesses and that it promotes trust and participation in the U.S. banking system. Bank customers don’t need to apply for FDIC insurance; they only need to make sure their bank is FDIC-insured. ...
The FDIC provides separate insurance coverage for deposit accounts held in different categories of ownership. You may qualify for more than $250,000 in coverage at one insured bank if you own deposit accounts in different categories. Accounts ...
Employee Benefit Plan Accounts$250,000 for the non-contingent, ascertainable interest of each plan participant Government Accounts$250,000 per official custodian FDIC Deposit Insurance Coverage The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that...
The FDIC also works with the failed bank to settle its debts, sell its assets, and process insurance claims for accounts that exceed the insured limit. What’s not covered by FDIC insurance? Investments—even those purchased through an FDIC-member bank. This includes mutual funds, stocks, bond...
The FDIC covers checking and savings accounts, certificates of deposit (CDs), money market accounts, IRAs, revocable and irrevocable trust accounts, and employee benefit plans.3 Mutual funds, annuities, life insurance policies, stocks, and bonds aren't covered by the FDIC.2 ...