We restricted the database to 60 quantitative variables that had no missing data for any bank in any quarter during the epoch under consideration: the first quarter of 2000 through the second quarter of 2017. Deep learning approaches based on multilayer perceptrons and convolutional neural networks ...
Back in April of this year, they were granted 180 days to get their servicing operations ready to comply with the new standards, and as of yesterday, they'll be held to the 304 new rules for addressing the needs of... (Continue reading) Tagged with: bailouts bank of america CA Attorney...
banks and were also well below the large-bank levels they would reach in the early 1990s. Market data for large, publicly traded banking organizations suggest that investors were valuing these institutions with reduced favor. During the 1960s and 1970s price-earnings ratios for money-center banks...
reopen (de facto deposit insurance), eased the crisis of public confidence: within two weeks of banks’ re-opening on March 13, Americans had re-deposited over half the cash they’d withdrawn and hoarded through the period of bank failures that marked the first chapter of the Great ...
“Trump-made millionaires.” Victims were asked to purchase the golden eagle pendant and coins and then trade them in at Bank of America for a substantial return. Marine veteran Wesley Skelton, of Pittsburg, California, now owns $2,500 worth of Golden Eagles, and what he believed were Trump...
The latest one includes data on employment, tourism, and real estate. For example, the profile for the District of Columbia and Maryland said the number of branches have not changed significantly in the past 10 years, but bank ownership has; banks based elsewhere now hold more deposits than ...
This paper examines the long-run relationship between bank profits, loan growth, and monetary policy at different types of profitable banks. U.S. commercial bank data are analyzed from the FDIC's Historical Statistics on Banking from 1966 to 2013. The banks are divided into two groups based ...
Bank loansLoan portfolioMonetary policyThis study utilizes the FDIC's Historical Statistics on Banking from 1966 to 2013 to analyze the long-run relationship between federal funds rate policy, bank capital, and lending at U.S. commercial banks. The empirical analysis uses an autoregressive model to...
StatisticsTables (Data)Financial managementThe author examines the factors that determine whether firms use bank lines of credit or cash in corporate liquidity management. Bank lines of credit, also known as revolving credit facilities, are a viable liquidity substitute only for firms that maintain ...
StatisticsTables (Data)Graphs (Charts)VolatilityRisk managementUnused loan commitments expose banks to systematic liquidity risk, but this exposure can be reduced by combining loan commitments with transactions deposits. We show that bank equity volatility increases with unused loan commitments, but this ...