October marked a continued increase in lawsuits against debt collectors: 503 lawsuits were filed in the second half of the month, bringing the total number of lawsuits this year to 9,564, according to WebRecon, LLC, a research firm. “Debt collectors must follow fair debt collection laws, ev...
Debt Collectors should follow the FDCPA LawsJohn Kevin
15 Real Estate Settlement Procedures Act 1 Racketeer Influenced and Corrupt Organizations Act Summary: Of those cases, there were about 478 unique plaintiffs (including multiple plaintiffs in one suit). Of those plaintiffs, about 137 had sued under consumer statutes before. Combined, those plaintiff...
the court's ruling acknowledges the different nature of email communications, which do not intrude in the same immediate and disruptive manner as phone calls. The court said it best: The FDCPA's safe harbor was aimed at protecting consumers from...
Stop the harasing phone calls from collectors completely within 72 hours—we show you how! Never deal with another demand notice or nasty collections letter again! Sleep easy knowing you are protected by well-seasoned profesionals that understand the laws in place and how to use them to protect...
Collection Agency Threat Violates FDCPA.Details how a collection agency in the U.S. can violate the FDCPA and state laws by threatening the debtors of a hospital.EBSCO_bspHealth Care Collector the Monthly Newsletter for Health Care Collectors...
3d 838 (1973), where “the court held that a store credit card was not subject to usury laws because the sale of goods on credit and allowing payments over time do not constitute a loan.” The Appellate Court distinguished this case because it did not involve a fact pattern where a ...
Does this mean that that a passive debt buyer is on the hook for alleged FDCPA violation of its third party collection agency if both are found to be debt collectors by a court? With thecurrent state of litigation and pre-litigation claims against debt collectors, often times filed in droves...
The court used the same reasoning to find in favor of Suttell on the FDCPA claim. The court stated that there is no affirmative duty for a debt collector to disclose that interest isnotaccruing and the consumer failed to cite any authority to show otherwise. ...