Each insurance company pays the damage claim of its insured driver. There’s no waiting for a decision as to fault or a court award for damages. And, if the other diver is eventually found to have been at fault, your insurance company waives your deductible (the up-front ...
Nurse in Car Fault ClaimByline: EDWARD STEPHENSBirmingham Evening Mail (England)
The kind of insurance you have will play a big part in what happens next if you're found to be at fault. Bodily injury liability coverage will help pay the medical expenses for you, any other people in your car, and the other driver.Collisioncoverage pays to repair the car.8 Make sure...
Personal injury protection insurance allows you to file a claim for medical expenses or other costs resulting from a car accident, regardless of who was at fault. Depending on your policy, PIP coverage may also pay for lost wages or reimburse you if you have to hire someone to handle routine...
When you get into an accident with another driver, your car insurance policy can step in to help protect your finances from the fallout. However, insurance claims are settled differently depending on your state’s fault laws.
The laws of the state in which the accident occurs determine who pays for the damages from an automobile accident. Basically, in a no-fault insurance state, fault is not placed on either party, and each driver generally submits a claim to his or her own
It is important to note that, in the United States, there is no “pure” no-fault state. An individual injured in an accident still may be able to file a claim against an at-fault party if they fulfill specific requirements or exceed specific limits. These are known as thresholds, and ...
Therefore he was barred from receiving compensation from Clara or her insurance company. Example: Car Accident Claim Johnny was late getting out of work. Driving down Elm Street, he was texting his wife to let her know he was on his way to pick up their daughter from daycare. Carla was...
Bear in mind that the record for a car insurance claim is not permanent. Depending on the state jurisdiction and the severity of the accident, the claim will go on your record for anywhere from two years to five years or more. If possible, it’s worth talking to an attorney about how ...
No-fault car insurance, sometimes referred to as personal injury protection (PIP), can pay your and your passengers' medical expenses if you're involved in an accident. With a no-fault policy, you submit your claim to your own insurance company, not the other driver's. ...