Bank of Hangzhou’s NIM fell 24bp YoY and 13bp HoH to 1.69%. The decline in NIM was mainly due to falling asset prices and relatively fixed liability costs. In 1H22, interest-earning asset yield slid 20bp YoY to 4.11%, with loan yield and financial investment yield down 14bp and ...
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Most fast unsecured business loan does not require hard collateral, such as property or savings, hence why it’s anunsecuredloan (as in lenders take nothing to secure the loan’s repayment). However, it’s important to keep in mind that because the loan isn’t secured, interest rates tend...
Where you apply for a fast business loanimpacts funding time. When you apply with a traditional bank or credit union, receiving a lending decision could take several days or weeks. And if you’re approved, you’ll likely have to wait even longer to receive the loan proceeds. ...
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But you’re also more likely to pay higher interest rates than a traditional business loan in exchange for the convenience of fast loan approval. You can also expect short terms, like 24 months or less, and an aggressive repayment schedule. For example, repayments could be on a daily or ...
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Loan Interest Rates Dropped in Quarter for Borrowers on a Fast Growth TrackFor fast-growing small businesses, interest rates on new bank loans fell sharply in the first quarter, according to a Big Six accounting firm's survey.Arndorfer, James B...