名字太长念不出来,所以起了两个好念的昵称。先有的Fannie Mae,后有的Freddie Mac,正好一男一女两...
政府为了解决这个困境,又设立了Freddie Mac,允许S&Ls在全国范围内销售住房抵押贷。至此Fannie Mae和Freddie Mac出现了性质上的分化,Fannie Mae属于私人的资产组合管理公司,手头有大量的房屋抵押贷款,而Freddie Mae手中却只有少量抵押贷款,其更多的是做抵押贷款担保业务。
如果特朗普获胜,房利美(Fannie Mae)和房地美(Freddie Mac)可能会私有化:这会增加你的抵押贷款吗? 如果唐纳德·特朗普赢得总统大选,共和党人希望他能实现共和党长期以来的目标,即将抵押贷款巨头房利美和房地美私有化,这两家公司自经济大衰退以来一直处于政府控制之下。 但是民主党人和一些经济学家警告说,特别是在抵押贷...
他们是美国最大的两家提供住房抵押贷款的金融机构,是专门发放房贷的
人均利润最高的是Fannie Mae 平均每个员工一年赚到175万美元 虽然它在财富500强里只排第46名 人均利润第三名是Freddie Mac 平均每个员工一年赚到130万美元 虽然它在财富500强里只排第118名 所以你看到了 当年次贷危机的元凶 过得比谁都滋润 已经重新变成了世界上最赚钱的公司之一 ...
1968年,Ginnie Mae发行了第一个住房支持型抵押贷款证券,通过收集FHA和VA项目的抵押贷款并进行捆绑销售,吸引了大量投资者,显著提高了住房抵押贷款的流动性。Freddie Mac在此基础上进一步尝试将这种流动性带入私人抵押贷款市场,发行的参股证券永久性地改变了美国的住房抵押贷款市场。70年代,美国经历了20...
Related to Fannie Mae:Freddie Mac Fan·nie Mae (făn′ē mā′) n. One of two federally chartered corporations that buy and pool US mortgages and issue securities based on those pools. [Alteration ofF(ederal) N(ational) M(ortgage) A(ssociation).] ...
Fannie Mae, Freddie Mac Uphold New Loan CodeRENEE MONTAGNE
The Federal National Mortgage Association, commonly known as "Fannie Mae," and the Federal Home Loan Mortgage Corporation, "Freddie Mac," are the two government-sponsored enterprises (GSEs) chartered by the U.S. Congress in 1938. Neither originates or services its own mortgages. Instead, they ...
siblingFreddie Mac, or the Federal Home Loan Mortgage Corporation, also a GSE chartered by Congress.45After purchasing mortgages on the secondary market, Fannie Mae pools them to form amortgage-backed security (MBS). An MBS is an asset-backed security secured by a mortgage or pool of ...