美国最早的抵押贷款可以追溯到1766年的St. Louis,抵押贷款(mortgage)的英文起源于法语词,拆分为两部分mort(死亡)和gage(抵押品),意为若借款人无法偿还本金,抵押品将转让给贷款人,抵押品相对于借款人就“死”了,若借款人按时偿还,则抵押品相对于贷款人就“死“了。本文着重讨论美国近代的抵押贷款,尤其是住房支持...
名字太长念不出来，所以起了两个好念的昵称。先有的Fannie Mae，后有的Freddie Mac，正好一男一女两...
Noun1.Fannie Mae- a federally chartered corporation that purchases mortgages Federal National Mortgage Association,FNMA corp,corporation- a business firm whose articles of incorporation have been approved in some state Based on WordNet 3.0, Farlex clipart collection. © 2003-2012 Princeton University,...
房利美(Federal National Mortgage Association,简称:Fannie Mae),即联邦国民抵押贷款协会,成立于1938年。是政府出资创建,从事金融业务,用以扩大资金在二级房屋消费市场上流动的资金。 1944年,房利美的权限扩大到贷款担保,企业紧要有退伍军人负责经营管理。1954年,房利美进展成为股份制企业。1968年,Raymond H. Lapin 成为...
北京时间7日晚,房利美公司(Fannie Mae,即The Federal National Mortgage Association联邦全国按揭协会,成立于1938年,总部位于华盛顿DC)周三公布的一份月度调查报告显示,1月份,美国消费者对住房市场的信心上升至近两年来的最高水平,因为人们对自己的工作更有信心,并预计抵押贷款利率将下降。
We enable the 30-year fixed-rate mortgage and drive responsible innovation to make homebuying and renting easier, fairer, and more accessible. To learn more, visit: fanniemae.com | Twitter | Facebook | LinkedIn | Instagram | YouTube | Blog Fannie Mae Newsroom https://www.f...
The article focuses on the Loan Quality Initiative (LQI), a set of quality-assurance requirements to improve compliance, of Fannie Mae, a government-sponsored enterprise (GSEs) in the U.S. It states that LQI, which was launched in 2010, aimed to lessen repurchase risks. It adds that LQI ...
Fannie Mae's (FNM) MyCommunity Mortgage was at the forefront of the credit crisis, and had many sub-programs, all targeted at low income communities and borrowers. These programs supposedly highlighted the mission that made these GSEs as essential: they
As asecondary mortgage marketparticipant, Fannie Mae does not originate mortgage loans. Instead, it keeps funds flowing to lenders by purchasing or guaranteeing mortgages issued by credit unions, banks,thrifts, and other financial institutions. By investing in the mortgage market, Fannie Mae creates...
In order to do business with Fannie Mae, a mortgage lender must comply with the Statement on Subprime Lending issued by the federal government. The statement addresses several risks associated withsubprime loans, such as low introductory rates followed by higher variable rates; very high limits on ...