The Fair Credit Reporting Act (FCRA) mandates that when a business pulls a credit report on someone, they must specify the reason. For example, the reason could be in conjunction with a loan request, for employment purposes, or part of a credit check by a landlord. Consumer Rights Under t...
Fair Credit and Charge Card Disclosure Act Amendments to theTruth In Lending Actthat require the disclosure of the costs involved in credit card plans that are offered by mail, telephone or applications distributed to the general public. Fair Credit Billing Act Federal legislation that provides a s...