The meaning of FAIR CREDIT REPORTING ACT is required credit agencies to make their records available to the consumer and report credit information only to authorized third parties. It also provided procedures by which consumers could challenge and correc
1 July 30, 2004 THE FAIR CREDIT REPORTING ACT As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. Although staff generally followed the format of the U.S. ...
沪江词库精选Fair Credit Reporting Act是什么意思、英语单词推荐 (美国)公平信用报导法案 系美国国会于1971年4月25日所通过的消费者信用保护法案(Consumer Protection Act),目的在保护消费者避免不正确或陈旧的信息流通,且确保消费者征信机构(*consumer reporting agencies)采用公平和正当的程序,以取得、保存和发表有关消...
Focuses on the U.S. Fair and Accurate Credit Transactions Act of 2003. Provisions added to the law; Benefits of the law to consumers; Case illustrating the problems encountered by consumers when dealing wit...
Fair Credit Reporting Acts 词条 Fair Credit Reporting Acts 专业释义 <法律>〈美〉《公平合理信用报告法》 词条提问
FACTA (Fair and Accurate Credit Transactions Act) is a federal law and amendment to the FCRA (Fair Credit Reporting Act). It was added to primarily protect consumers fromidentity theft. The act stipulates requirements for information privacy, accuracy and disposal; it limits the ways consumer info...
The federal Fair Credit Reporting Act (FCRA) is designed to promote accuracy, fairness and privacy of information in the files of every "consumer reporting agency" (CRA). Most CRAs are credit bureaus that gather and sell information about you - such as if you pay your bills on time or hav...
The Fair Credit Reporting Act (FCRA) mandates that when a business pulls a credit report on someone, they must specify the reason. For example, the reason could be in conjunction with a loan request, for employment purposes, or part of a credit check by a landlord. ...
Like many other privacy and security officers, I was vaguely aware of the Fair and Accurate Credit Transactions Act. I knew that the act, passed by Congres... N Davis - 《Journal of Ahima》 被引量: 0发表: 2009年 加载更多研究点推荐 Fair Credit Reporting Act ...
and home equity lines of credit. It does not apply toclosed-end credit, such as auto loans, mortgages, and home equity loans. Consumers who wish to dispute a charge involving closed-end credit are covered by other laws. For example, theReal Estate Settlement Procedures Act (RESPA)governs di...