The amount of time you had “creditable” health insurance coverage could be used to offset a pre-existing condition exclusion period in your new employer-sponsored health plan before the ACA eliminated pre-existing condition exclusion periods. The bottom line:If you had at least18 months of heal...
Compare Between 50,000 International Health Insurance Plan Options. Compare Now What Is a Pre-existing Condition? A pre-existing condition is a medical problem or symptom(s) for which you havereceived medical treatment, diagnosis, or advicebefore you sign up for or apply for a health insurance...
Today, health insurance companies are virtually banned from denying somebody coverage just because they have a pre-existing condition. Even though these requirements should make it easier to get health insurance, there might be some exceptions for pre-existing conditions for plans that an individual ...
When an insurance company applies a pre-existing condition exclusion, it can limit or exclude coverage for that condition. In a group health plan, some situations may seem to fit the pre-existing condition definition, but exclusions don't apply to them. For example, if you have a gene that...
If you are trying to take out ahealthinsurance plan and you have a pre-existing health condition, you are going to be viewed as a greater risk, and this is why premiums tend to be higher. However, all hope is not lost! There are some ways around it. Some insurance companies will be...
How do I know if I have a pre-existing condition? Pre-existing conditions are health problems you already have at the time you apply for health insurance. They can include: Life-threatening illnesses such ascancer Chronic conditions such as asthma,depression,diabetes, and heart disease ...
Any Health Insurance Marketplace plan must cover preexisting conditions. This applies to non-marketplace, or non-exchange, plans as well. If you have catastrophic coverage, your premium can’t be influenced by your condition. However, coverage for some services won’t be as extensive. Catastroph...
Pre-existing conditions are one of the most confusing and frequently asked about elements of a health insurance plan. What exactly is a pre-existing condition? Why do insurers not generally cover them? And how can you receive coverage for pre-existing conditions? These are some of the ...
A preexisting condition is a known illness, injury, or health condition that existed before someone enrolls in or begins receiving health or lifeinsurance. This includes illnesses such as heart disease, diabetes, cancer, and asthma.1The majority of these conditions are generally considered to be ...
Most parents reported that their adolescent's insurance was Medicaid (60%) or private insurance (34%), and 6% reported no insurance. More adolescents with a chronic health condition received any adolescent vaccine than adolescents without a chronic health condition (p< .0001). Among those with ...