Pre-existing conditions are one of the most confusing and frequently asked about elements of a health insurance plan. What exactly is a pre-existing condition? Why do insurers not generally cover them? And how can you receive coverage for pre-existing conditions? These are some of the ...
A pre-existing condition or chronic illness is something that already existed or was treated (and was therefore listed on your medical record when you go through the process of applying for health insurance) before the effective date of your health policy. For example, if you have been diagnose...
Most parents reported that their adolescent's insurance was Medicaid (60%) or private insurance (34%), and 6% reported no insurance. More adolescents with a chronic health condition received any adolescent vaccine than adolescents without a chronic health condition (p< .0001). Among those with ...
Although temporary pre-existing condition exclusion periods were used, it was also common to see permanent pre-existing condition exclusions in the individual health insurance market. Under those exclusions, the pre-existing condition would never be covered by the plan. ...
If you are trying to take out ahealthinsurance plan and you have a pre-existing health condition, you are going to be viewed as a greater risk, and this is why premiums tend to be higher. However, all hope is not lost! There are some ways around it. Some insurance companies will be...
Any Health Insurance Marketplace plan must cover preexisting conditions. This applies to non-marketplace, or non-exchange, plans as well. If you have catastrophic coverage, your premium can’t be influenced by your condition. However, coverage for some services won’t be as extensive. Catastroph...
When an insurance company applies a pre-existing condition exclusion, it can limit or exclude coverage for that condition. In a group health plan, some situations may seem to fit the pre-existing condition definition, but exclusions don't apply to them. For example, if you have a gene that...
If you have a pet with pre-existing medical conditions then you can generally expect that an insurance provider won't cover those specific issues. But what exactly is a pre-existing condition? "A pre-existing condition is anything that happens before you enroll or during the waiting period,"...
01.How do I know if my pre-existing condition is covered by travel insurance? Unfortunately, this simple question has a fairly complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US resident...
A preexisting condition is a known illness, injury, or health condition that existed before someone enrolls in or begins receiving health or lifeinsurance. This includes illnesses such as heart disease, diabetes, cancer, and asthma.1The majority of these conditions are generally considered to be ...