Pre-existing conditions are one of the most confusing and frequently asked about elements of a health insurance plan. What exactly is a pre-existing condition? Why do insurers not generally cover them? And how can you receive coverage for pre-existing conditions? These are some of the ...
A pre-existing condition or chronic illness is something that already existed or was treated (and was therefore listed on your medical record when you go through the process of applying for health insurance) before the effective date of your health policy. For example, if you have been diagnose...
A preexisting condition is a known illness, injury, or health condition that existed before someone enrolls in or begins receiving health or lifeinsurance. This includes illnesses such as heart disease, diabetes, cancer, and asthma.1The majority of these conditions are generally considered to be ...
Most parents reported that their adolescent's insurance was Medicaid (60%) or private insurance (34%), and 6% reported no insurance. More adolescents with a chronic health condition received any adolescent vaccine than adolescents without a chronic health condition (p< .0001). Among those with ...
Any Health Insurance Marketplace plan must cover preexisting conditions. This applies to non-marketplace, or non-exchange, plans as well. If you have catastrophic coverage, your premium can’t be influenced by your condition. However, coverage for some services won’t be as extensive. Catastroph...
Once you have proven that you have had uninterrupted insurance before your current plan, this insurance coverage can be credited toward any pre-existing condition exclusion you may have. In fact, if you had at least one year of group health insurance at one job and then received health ...
01.How do I know if my pre-existing condition is covered by travel insurance? Unfortunately, this simple question has a fairly complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US resident...
If you have a pet with pre-existing medical conditions then you can generally expect that an insurance provider won't cover those specific issues. But what exactly is a pre-existing condition? "A pre-existing condition is anything that happens before you enroll or during the waiting period,"...
Factors to consider when determining the cost of pre-existing condition coverage for international students include: Age of the Student: The cost of health insurance is directly proportional to the age of the student. The older the student, the higher the cost of their student health insurance. ...
repealing preexisting condition protections could be extremely harmful to millions of patients and would likely exacerbate health care and health disparities,” Dr Huguet and her colleagues concluded. In their study population, 70% of patients would become ineligible for health insurance. “That’s ins...