在現代,從銀行借錢購買房屋,支付學費或其他費用非常普遍。 眾所周知,貸款攤銷利息通常比我們想像的要大得多。 在藉貸之前,最好先清除利息。 本文將向您展示如何在Excel中計算貸款攤銷利息,然後將工作簿另存為Excel模板的貸款攤銷利息計算器。 創建貸款攤銷利息計算表並另存為普通Excel模板 在工作簿中創建貸款攤銷利息...
Our formula: =FV(6%/12,240,-100,0,1) =$46,435.11 So now you know how to calculate what your saving plan might be worth in the future you can feed your own figures into the formula. Want MoreExcel Formulas Why not visit ourlist of Excel formulas. You'll find a huge range all ex...
Read More:How to Calculate Principal and Interest on a Loan in Excel Method 2 – Calculating the Interest Payment on a Loan for a Specific Month or Year When you have a loan, the monthly or yearly repayment amounts remain the same throughout the loan term. However, the proportion of int...
Now you can calculate the total interest you will pay on the load easily as follows: Select the cell you will place the calculated result in, type the formula =CUMIPMT(B2/12,B3*12,B1,B4,B5,1), and press the Enter key. See screenshot: Note: In the formula, B2 is the annual loan...
Read More:How to Calculate Interest on a Loan in Excel Step 2 – Find the New Balance to be Paidto Calculate the Credit Card Interest Enter the formula. =C5+C7-C8 Formula Breakdown: C5= Initial Balance = $2,000 C7= Monthly Interest Amount= $33 ...
Strategy:To calculate your car loan payment, you can use the PMT function. Follow these steps: 1. Enter price, term in months, and annual percentage rate in cells A1:B3. The PMT function has three required arguments: the interest rate, the number of payments in the loan, and the origina...
How to Use NPV function in ExcelHow to Use FV function in ExcelHow to use the IPMT Function in ExcelSimple interest formula in ExcelHow to calculate interest on a loanHow to use XNPV function in ExcelHow to Use RATE Function in Excel...
The Vertex42™Interest-Only Loan Calculatoris a very powerful spreadsheet based on our popularLoan Amortization Schedule. It helps you calculate yourinterest only loan paymentfor a fixed-rate loan or mortgage and lets you specify the length of the interest-only (IO) period. You can also calcul...
“=IPMT” → In contrast, the “IPMT” in Excel calculates only the interest paid on a loan, as suggested by the “I” in front that stands for “interest.” The missing piece between the above two functions is the principal payments, which the PPMT function is intended to calculate. IP...
Step 1: Calculate the Monthly Payment First, here's how tocalculate the monthly payment for a mortgage. Using the annual interest rate, the principal, and the duration, we can determine the amount to be repaid monthly. The formula, as shown in the screenshot above, is written as follows:...