Banks' liquidity risk naturally arises from certain aspects of their day-to-day operations. For example, banks may fund long-term loans (like mortgages) with short-term liabilities (like deposits). Thismaturity mismatchcreates liquidity risk if depositors withdraw funds suddenly. The mismatch between...
The Big Four banks typically hold a substantial market share and offer a wide range of financial services, including retail banking, commercial banking, investment banking, and asset management. They are considered systemically important financial institutions (SIFIs), meaning their stability is crucial ...
Two World Wars and the Great Depression brought its pinnacle role in global finance to an end, though to this day, it remains a key to the UK's economy and is a financial powerhouse. A significant moment came in 1986 with the"Big Bang" deregulationand privatization of the LSE under Marga...
HSBC ranks13th of the top banks financing fossil fuels in the UK. And still finances carbon-heavy industries like thermal coal mining. Yet, a bit of progress in greenwashing awareness was made when 45 people complained to the Advertising Standards Authority that HSBC’s advertisements were misleadi...
The firm advised energy company Distributed Solar Development on a $155mn securitisation of solar projects. This combines on-site solar assets, including commercial and industrial projects, such as solar canopies over car parks. The client is aiming to expand the market in such deals, despite the...
Commercial and strategic advice Standout OneWeb: Winner Originality: 8; Leadership: 9; Impact: 8; Total: 25 UK-backed satellite company OneWeb was forced to abandon launches from Russia’s cosmodrome in Kazakhstan last year, days after Moscow’s invasion of Ukraine. ...
If you want to impress an interviewer, it's important to conduct yourself in a positive and honest manner. By taking this approach, you could more easily convince them that you're a thoughtful person, deserving of due consideration during the selection process. By following this guide, you ...
Examples of financial institutions include: Commercial banks Investment banks Insurance companies Brokerages Investment companies Credit unions Trust companies Money market corporations Financial activities Financial activities includeanything that involves cash inflows and outflows, i.e., money entering or leavi...
2001: The Department of Defense first issued Military CAC credentials for physical access control and secured logical authentication 2003: Micro-SIM launched 2003: Chip and PIN cards began to be issued in the UK. 2005: first ICAO-compliant electronic passport (Norway passport) 2010: Smart credit ...
This is just small and simple example of a ‘growth hack’ – a strategy designed to increase revenues or win new customers. And what works in the restaurant can work equally well in the wider commercial world. Let’s take a variation on that “something extra” theme. You order a produc...