Do I need to use a spreadsheet for a zero-based budget?You can use your own spreadsheet or a digital system like Mint or Tiller. That’s the beauty of a zero-based budget. It might take some time to figure out the best system for you, but there are a variety of options to choose...
It can be really disheartening to be over budget month after month. But it could be that the budget number you chose just may not be realistic for your household in this phase of your life. It may end up being less stressful for everyone if you simply raise the budget number. On the ...
Sales / Admin$26,400$26,928$27,467 Financial Plan Forecast Key Assumptions Our Key Assumptions: 1– Everyone appreciates a clean car 2– Research and experience show that the average household income in the area is 70,000 so they can afford a 10 to 15 dollar exterior car wash once a we...
The failure of household appliances or cars often comes unexpectedly for people. Thus, such situations should be planned by opening another deposit and transferring 5% of the income. Overall, savings can go up to 30% of the budget if planned and appropriately controlled. Furthermore, to become ...