Credit mix:Like the name implies,credit mixlooks at the diversity of accounts you have. For instance, it will look for things like credit cards, mortgage loans, auto loans andinstallment loans, among other types of accounts. If you don’t have any loans or lines of credit, you may be ...
Also included is an analysis of our performance on the provision for credit losses as a percentage of average loans and acceptances and on two of our primary condition measures: the ratio of gross impaired loans and acceptances to equity and allowance for credit losses, and the ratio of cash ...
becoming the commercial bank’s second-largest shareholder. Huishang Bank said its board approved a plan to issue as many as 1.56 billion shares to Deposit Insurance Fund at 5.703 yuan a share.
you borrow against your home's equity. (As a reminder, equity is the difference between the total of your mortgage and the appraised value of your home.) The benefit here is two-fold: Since you've already been approved for a mortgage, the process will be less involved for ...