The two most important things you can do for your score are pay your bills on time and keep credit card debt low. Step 2. Determine your loan amount Before selecting a mortgage lender, have a sense for how much you can borrow. A good affordability benchmark for your ...
This starts with on-time payment of bills (utilities, cable, cellphone) and then moves on to other opportunities like credit cards. Utilizing a credit card as a debit card, for only small-ticket purchases that can be pa...