What are the main differences between HMO, PPO, and EPO plans? HMO, PPO, and EPO plans all have their pros and cons. Learn more about these plans’ costs and coverage. Which health plan is right for me? Is an HMO plan right for me?
PPO: 优选医疗机构 PPO与HMO类似,同样也是由一些医生、医院以及其他提供商组成的网络。成员能够以优惠的价格在网络内的提供商接受医疗服务。与HMO不同的是, PPO允许成员到网络外的提供商就医,当然费用上通常会比网络内的贵上许多。另外,成员们不需要有指定的家庭医生,也不需要家庭医生的介绍去看专科医生。 POS: 定...
Finding the right health insurance plan for your needs can be time-consuming and confusing. Before you start researching plans, it's important to understand the difference between an HMO, PPO, EPO, and POS health plan—the standard acronyms for the different types of managed care plans available...
EPO Insurance vs. PPO Insurance PPO (Preferred Provider Organization) plansallow members to see both in-network and out-of-network doctors, while EPOs limit coverage to in-network providers only. PPOs offer the freedom to see out-of-network providers at a higher cost, while EPOs keep premiums...
EPO vs. POS (Point of Service) Point of Service (POS) plans are a hybrid of HMO and PPO plans, combining elements of both. Like an HMO, a POS plan requires you to have a primary care physician who will provide referrals to specialists within the network. However, like a PPO, PO...
EPO vs. PPO Insurance A PPO is a type of health insurance plan that covers care provided both inside and outside of a plan’s provider network. However, in exchange for the ability to see any provider they choose, members generally pay a higher percentage of the cost for out-of-network...
Pros and Cons of EPO Health Insurance EPOs have some traits in common with HMOs and some traits in common with PPOs. As such, you might consider an EPO to be across-breed between an HMO and a PPO: Like an HMO, you have to stay within the plan's network. But like a PPO, you're...
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Even if you like your current health plan, you still should look at all the options – as well as check your current plan for any changes, especially as they apply to doctors you see and medications you take regularly. These days, the choice of PPO vs. HMO vs. EPO vs. POS vs. any...
EPO plans curate a large network of professionals from an abundance of specializations. In fact, they can have larger networks than HMO or PPO plans. This is one of the major benefits of EPO insurance. Cons: No Out-of-Network Coverage:Limited or no coverage for care outside the network, ...