If you recently decided to propose to your girlfriend, there may be a lot of thoughts and emotions running through your head. But the most urgent question on your mind might be: how much should I spend on the ring? The traditional rule is to spend 2 months salary on a diamond. That ...
One month’s salary – and the traditional rule-of-thumb The “one month’s salary rule” gave many buyers a traditional guideline to suggest spending an amount equivalent to one month’s salary on an engagement ring. The rule originated from diamond retailer De Beers in the 1930s as part...
Of course, every person's situation is different. And that's why it's important to know where you stand. Do not rely on an outdated two months' salary rule that wasinvented by a marketer. Rule of thumb: Spend 2 months of your income on an engagement ring. If you are making $1000 ...
For example, Moissanite and lab-grown diamonds enable the cost of an engagement ring to be halved compared to natural diamond versions. As a rule of thumb, a month's salary is often suggested. However, some jewellers still work off the three months salary rule of thumb. Getting the correc...
The rule of thumb for an engagement ring is to spend what you are comfortable with to get the style and look you like. Is an engagement ring necessary? Truth be told, you can be engaged without an official ring. The engagement ring is not mandatory in order to be engaged. However, it...
As a rule of thumb, it's best to keep your credit utilization ratio below 30%. Potential debt: Even if you're financing your engagement ring purchase, you want to make sure you can eventually pay it off in full. Otherwise, you risk falling into debt and dealing with increased interest ...
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Rule of thumb: A 1-carat diamond can cost as low as $2,000 and as high as $25,000. That means a middle-of-the-range diamond should be $11,000 - $12,000. Sounds simple, but that is overpaying. A good value, good quality 1 carat diamond should cost you around $4,500 - $6...
You have probably got a set budget for the engagement ring. And your goal is to get the best, biggest, and shiniest diamond on that budget. We're going to show you exactly how to do that. Rule of thumb: A 1-carat diamond can cost as low as $2,000 and as high as $25,000. ...