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When it comes to running a successful business, there are many factors that need to be considered. Finances, hiring the right employees, and ensuring workplace safety are just a few examples. One aspect that often gets overlooked is employers’ liability insurance. But what exactly is it, what...
Another example of a benefit that pays for itself is a back-end HRA. Employers that purchase a higher-deductible plan and then self-fund a portion of the deductible with a Health Reimbursement Arrangement often find that they can provide a high level of benefits to employees and their family ...
How do End-of-the-Month/Quarter/Year Payments Factor into the Regular Rate? It is important to understand that the regular rate can change after an employee has already been properly paid for a workweek that has been completed. This often comes up when employees receive commissions ...
Therefore, you are required to purchase property insurance amounting to $1.2 million or more. But since you find that amount too big, and would want to save some money, you only purchase insurance worth $900,000. An earthquake happens, and the replacement cost is found to be $500,000. ...
Even those that are young, and may not appreciate health insurance because they have coverage through their parents, will need insurance once of age that isn’t dependent upon an employer as they are more likely to change jobs more often. Those that purchase health insurance through an employer...
Open enrollment is an annual period when your employees can elect or make changes to their benefit plans, such as health, dental, vision, pet, or life insurance. Employees may also enroll or change retirement, short-term disability, or long-term disability benefits. This applies to benefits ...
Health benefits plan includes flexible monthly subsidy for fitness activities; share purchase plan; year-end bonuses and financial bonuses for hired employee referrals; maternity and paternity leave top-up payments (includes adoptive parents); and alternative work options, including flexible work hours, ...
401(k) hardship withdrawal account. In this case, the government makes it possible to get funds without penalty. The employees must prove the disability. Independent payments from social security or insurance operations are usually enough, but your doctor's verification is often required for ...
Employers have taken a passive role, despite paying for a major share of health care costs through employer contributions to health insurance and by covering the first six weeks of sick leave. Patients themselves have often not lived up to their responsibilities to improve their health and their ...