Attracting and retaining good employees in the United States generally requires that employers offer health care benefits. However, employers take on a heavy responsibility when they decide to offer health care benefits to their employees, and must decide how to stop loss and insure those benefits ...
Learn about Form 1095-C, created under the Affordable Care Act. Understand employer obligations to provide health insurance information to employees and how this form impacts your tax filing.
Employer-sponsored health insurance is often described as the most reliable private source of Medicare supplementation, particularly for prescription drug ... Stuart,B. - 《Health Affairs》 被引量: 39发表: 2003年 Self-Insured Health Plans: State Variation and Recent Trends by Firm Size (In)securi...
Recent trends in employer-sponsored health insurance cov- erage: are bad jobs getting worse? J Health Econ 2000;19:93-119.Bodenheimer, T. Insuring the... Bodenheimer,Thomas - 《Annals of Internal Medicine》 被引量: 7发表: 2004年 Self-Insured Health Plans: State Variation and Recent Trends...
a self-insured healthcare strategy has historically been more a financial risk arbitrage strategy rather than a mechanism to increase understanding of healthcare spend. With self-funded healthcare insurance however, an employer can also better understand its company’s health and healthcare needs. Tha...
The employer, however, can determine the size of the differential premium for one plan over another, and even when both plans are bought from outside insurers (rather than being self-insured), there is no necessity that the differential reflect the actual difference in average premiums. Given ...
The organization surveyed almost 60 large self-insured employers from a broad span of industries. The survey was conducted in 2022. The top three threats to employer-sponsored healthcare coverage according to employer respondents were: high-cost pharmacy claims (94 percent), medical i...
Since Congress passed the federal health care reform package, debate has buzzed over whether employers will stop offering health insurance benefits in 2014. L Dafny,R Town,M Pauly,... 被引量: 0发表: 2010年 Healing health care: whether fully insured or self-funded, employer-sponsored health ca...
New health benefits products are growing their membership, and while mainly targeted at self-insured accounts today, these products are expected to make their way downstream to the fully insured segment. To truly showcase the range of advantages for members and to capture full value from ...
Level-funded plans cater to smaller firms that want a self-insured health plan but may not be able to afford the high cost of medical claims and stop-loss insurance. Among small companies, 13 percent of employers offered a level-funded health plan in 2020, according to the ...