Americans who find themselves struggling to retain housing for their families and keep the utilities on due to the pandemic. Right now the Emergency Rental Assistance Program (ERAP) is available to state and local governments to assist households unable to pay rent and utilities due to COVID-19...
Assistance to renters and landlords seeking financial assistance with rent or utilities due to COVID-19 This program provided emergency rental and utility assistance to Louisiana residents who experienced housing instability due to the COVID-19 pandemic. ...
Your emergency fund is there for you if you lose your primary source of income. “People lose their job unexpectedly and have had to figure it out,” says David Wright, a personal finance blogger. “If they had an emergency fund, they could have cash available to pay their rent, utiliti...
Job loss or reduced income: If you’re laid off, furloughed or experience a reduction in work hours, use your emergency fund to cover essential living expenses such as rent, utilities and groceries. Unexpected medical expenses: Emergency funds can cover medical bills, co-pays...
There are lots of programs to help low-income people with specific needs, such as food, housing, or utilities. However, finding and applying for all these different programs can be a hassle. You can save time and energy by checking out a few general resources that can connect you with a...
Grantees must ascertain that a majority of the households are unable to pay rent and utilities as a result of COVID-19 economic impact. One or more individuals in each income-qualified recipient household must meet the following criteria: ...
While some programs provide emergency cash to help those facing eviction or homelessness pay rent and utilities, others offer shelter to those who are already without a safe place to stay. Seniors can usually find emergency housing by contacting their city’s government offices, local social ...
Anyone can create a safety cushion for their future with determination and the right strategies. Use these tips to start and build your emergency fund so your financial stress becomes more manageable. Write Out Your Budget You know exactly how to cover essentials like rent, food and u...
understand where your money is going. A budget will categorize your expenses into essentials (like rent, utilities, and groceries) and non-essentials (like dining out and entertainment). By doing so, you can identify areas where you can cut back and redirect that money toward your emergency ...
Emergencies can invariably occur, and when a financial emergency strikes you need to be prepared. Every individual and family have a certain set of fixed expenses every month which range from grocery bills, utilities, EMIs, rent, school fees, etc. Without an emergency fund, any income loss can...