From the research, it was found out that the higher the interest rate, the lower the demand for loans. In addition, high interest rates cripple infant industries. That is, higher interest rates tends to have an adverse effect on the development or growth of bus...
Electric vehicle charging stations (EVCS) are essential for promoting cleaner transportation by facilitating electric vehicle recharging. This study explores their broader economic impact on nearby businesses, analyzing data from over 4000 EVCS and 140,0
Does money bring happiness? To answer this question, I study the consequences of income fluctuations caused by commodity price changes on well-being patter
On the other hand, the QARDL model shows that the level of bank risk behavior (location asymmetries) is also important in determining the impact of interest rates on bank risk behavior. We find that interest rates affect bank risk behavior in ‘medium-to-high risk environments’ for unsecured...
Bonds are generally considered to be low-risk investments that provide regular interest income at a fixed rate. Inflation and especially high inflation impair the value of bonds by lowering thepresent valueof that income.12 The yield on newly issued bonds increases as interest rates rise in respon...
both physical and financial assets. One special form of low interest rates isnegative interest rates. This type of monetary policy is unconventional in that depositors must pay the central bank (and in some cases, private banks) to hold their money, rather than receiving interest on their ...
Effects of Deflation What happens during deflation? There is a large and complex variety of effects of deflation. These effects can be both negative and positive. In some circumstances, deflation can lead to declining profitability of businesses and also make people lose money. There are several ...
To Banks, Mortgages Are Machine for Profits ; Home Loans Help Offset Effects of Lower Interest Rates in Other BusinessesProfits from selling home loans to investors have helped U.S.banks at a time when lower interest...By EavisPeter
While prior research documents individual and relationship consequences of pornography consumption, the literature provides considerably less evidence on how pornography consumption influences organizations and society more broadly, including how it influences businesses. We are unaware of any research that direc...
Effects of a Budget Deficit Budget deficits affect individuals, businesses, and the overall economy. As the government takes steps to improve the deficit, spending for programs such as Medicare or Social Security may be curtailed. Improvements to infrastructure may also be affected. ...