MATT VOLKE
Many credit cards include perks for users like purchase protection, miles, points, or some other reward. These benefits can be valuable, but they are not the reason that college students need to get a credit card. The biggest benefit for college students is establishing a line of credit that...
In general, it’s a good idea not to get credit cards you don’t need. On the other hand, do not close accounts you no longer use, as this can raise yourcredit utilization ratioand hurt your credit score. 15. Do Instant Approval Cards Require a Credit Check?
If you’re over the age of 18, check out our article on the best online jobs for college students. Table of Contents 1. Do Creative Jobs on Fiverr Fiverr is a popular freelancing platform that allows you to make money by offering many different services (see a few examples below). Mos...
Even if your credit is moderate, there’s a lot to be said for improving your score before applying for an unsecured card, as it will help you get a lower interest rate and open up better cards that would be otherwise inaccessible to you. ...
Unlike other secured cards, Firstcard doesn’t have a minimum deposit requirement. » SEE: How to apply for a credit card with a Social Security number Credit reporting The target audience for the Firstcard® Secured Credit Builder Card is college students, a cohort with typically little to...
Some of the things it covers are the ways that credit card companies have refined their practices to prey on college students (without jobs), the mentally disabled, people in bankruptcy, etc. and are never held accountable by the government for their actions (if fact, the CEO of a bank ...
Minimum credit score 680 Minimum income N/A Allow for a co-signer Yes Terms apply. Earnest Learn More Eligible borrowers Undergraduate and graduate students, parents, half-time students, international and DACA students Loan amounts $1,000 minimum (or up to state); maximum up to cost of atten...
Quick tips to help college students start saving money I want to move to New York after college graduation. Can I afford it? A good rule of thumb is to over-budget for your variable expenses and see what's left over afterward rather than not having enough at the start. So, take a lo...
Some money experts say tap-to-pay methods can help track teens' and college students' spending. It’s becoming commonplace to have apps on our phones and watches that allow us to tap at retailers to pay for goods and services. Some consumers even leave their credit cards or cash...