Why you should (almost) always avoid payday loans Some of the easiest personal loans to qualify for online are payday loans, since they typically have very low credit score requirements. But you don't want to take out a payday loan unless you've exhausted every other option. That's because...
But personal loans can be helpful for all kinds of borrowers. Handled responsibly, they can even help you go from bad or fair credit to good, and they’re generally safer than payday loans (which, to be fair, isn’t saying much). The challenge, of course, is finding a lender who wor...